Loft Daybed

Gas Saver Cars - cars which achieve high gas mileage - are a hot topic these days. World oil prices have hit record highs, and these high prices have been passed on to the motorist at the gas station. Many people are looking at how high a gas mileage a car can achieve as a major factor in deciding which new car to buy. But what many people don't realise is that there is a simple and cost-effective way to turn their existing car into a gas saver car!

Conventional Gas Saver Cars

If you ask most people what sort of car will achieve high gas mileage, then they'll probably think about a sub-compact. And then they'll be thinking small and slow! Some people may have seen TV shows about cars which achieve hundreds of miles per gallon, but these are usually lightweight, single-person experimental vehicles which can drive round a test track all day - but have no practical use at all.

Next Generation Gas Saver Cars

Most people won't realise that there is a product available right now which will can cheaply and easily enable their existing car or truck to increase it's miles per gallon by 50% or more. Some people have achieved almost 100% - that's double the gas mileage! This will make a huge difference to the amount of money you spend every month at the gas station - and when you see the price of the system, you'll see that you'll get your money back within a month or two, depending on how many miles you drive. So what is this product?

Convert to Gas Saver Cars and Run Your Car On Water

Did you know you can run your car on water? I didn't believe it either, and although it's not as simple as pouring water into your gas tank, it's true that by extracting a gas from plain water, and mixing it into the fuel going into your engine, you can make your car or truck run cleaner, more efficiently, and more economically. This technology is relatively new, and has not yet been introduced into commercially produced vehicles, but by using freely available components, you can convert your existing car or truck right now.

If you are sick of paying unreasonably high gas prices, and if you want to be more environmentally friendly into the bargain, read this to find out how to run your car on water NOW!

The economic downturn is causing real hardship to many people right across the world. Some of the hardest hit are those on fixed incomes or living off savings. Pensioners tend to fall into both camps.

First of all, their pensions are relatively fixed and do not keep up with inflation. The prices of everyday essentials and household bills like Council Tax continue to rise - whatever the official overall rate of inflation says. And when it comes to fuel bills it makes you gasp at what has happened.

Then there is the effect the recession. The government are trying to reduce the burden o business and stimulate the economy generally by reducing interest rates. That is great news for many people who have commercial loans or home mortgages, but it is not so good for people on the other side of the coin, the savers. They are seeing the rate of interest paid on their bank and building society accounts drop dramatically.

This is less than joyful for people who have saved but for those who generate a monthly income from these savings it is having a dramatic effect. Imagine retiring just over ten years ago. You would have got 7.5% on your savings account. Today, it is just 1.5%. So, someone with 10 000 in the bank will have seen their monthly income drop from 62.50 to just 12.50. Frightening or what? Then there is the effect of inflation, too.

One of the alternatives that retired people may be able to take advantage of is a scheme called Equity-Release. This suits people who have a home of their home which has little or no mortgage upon it.

There are a number of different ways of going about it, but, basically, some type of loan is taken out upon the property which is specially designed for the purpose of giving either a monthly income or a cash lump sum. A combination of the two is possible. The loan itself has either little or no monthly repayments and the pensioners are free to stay in their property and enjoy the additional income from the scheme.

Obviously, there are downsides to this approach. The pensioners will be giving up some or even all of the value of their home. Their beneficiaries will suffer a reduced inheritance or might even receive nothing at all. There are quite a few pros and cons to this scheme and it requires careful research

It goes against the grain to consider this as a course of action. Some people will be almost horrified at the thought of taking out equity release in retirement but we are into new territory, now. The recession is very bad and will continue for a long time. Children may need to accept that their parents will have reduce the inheritance that they will leave so that retirement can at least be tolerated rather than living on a reduced income and worrying about money the when time.

John Higgins worked in Financial Services for 20 years and now writes about all sorts of finance. He is author of http://www.equity-release-expert.co.uk which is a consumer information site about Equity-Release. It includes help and resources from reliable sources.